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Gradstar Global Education is a leading study abroad consultant in India with offices in Delhi, Mumbai, and Bangalore.
Our study abroad consultants help students choose the right country, the right university, and the right program based on their academic profile, career ambitions, and budget.
With Gradstar’s Co-Design Process®, you make the decisions. Your Student Success Consultant guides you from your first shortlist to your first week on campus.
- One consultant: owns your case end to end
- Free counselling: for students and parents
- High visa success: documents checked before you file
- No hidden fees: costs agreed in writing upfront
10Study Destinations
130K+Programs on GRADSearch
3Offices in India
FreeCounselling
850+University Partners
15,000+Students Guided
98%Visa Success Rate
Book Your Free Consultation
One form. A counsellor calls you back within 24 hours.
Why Gradstar Global Education?
We help you build a study-abroad journey for your future. We support you in achieving an international degree and a career that will make your future better. Gradstar partners with top universities and understands the job market in different countries. We also advise on the skills that are in demand to provide our students with accurate first-hand and up-to-date information.
Because studying abroad is more than choosing a university. It's about choosing the right future.
Get personalised support throughout your study-abroad journey, from choosing your program and university to settling into your new life on campus.
| Organisation | Gradstar Global Education (Pi Digital Media Pvt Ltd) |
|---|---|
| Service type | Overseas education consulting |
| Consultant model | One consultant, 37+ hours per student |
| Offices | Delhi, Mumbai, Bangalore |
10
Core Study Destinations
Global Reach
130,000+
Searchable Programs
GRADSearch Portal
850+
Direct Partner Institutions
University Network
15,000+
Students Guided
Student Alumni
98%
High Visa Success Rate
Visa Filing Record
Not sure where to start? Use these two free tools.
Free Program Finder
GRADSearch
What is it? GRADSearch searches 130,000+ study abroad programs so you can discover real courses with live tuition fees at real universities.
Use it when: You know what you want to study, or you want ideas.
How it works: Tell us your subject, destination, and level to build your shortlist.
10-Second Eligibility Check
GRADCheck
What is it? GRADCheck estimates your admission odds across Gradstar's 850+ partner universities from three fields — no signup, no spam.
Use it when: You want a reality check before you talk to anyone.
How it works: Enter your score, level and destination to see likely matches.
Study Abroad destinations:
Australia, UK, Germany, China, Ireland, Canada, USA, New Zealand, Dubai, Finland.
What does Gradstar do as education abroad consultants?
Looking for the best study abroad consultancy is a difficult task. Students and parents should understand what goes on at every stage, have the necessary information, and rely on professionals who can assist appropriately.
Gradstar matches programs and institutions to your budget, destination choice, future goals, and outcomes. Then we support you through applications, student visas, and departure.
Australian Catholic University
Australian National University
Bond University
Central Queensland University
Charles Darwin University
Charles Sturt University
Curtin University
Deakin University
Edith Cowan University
Flinders University
Griffith University
James Cook University
La Trobe University
Le Cordon Bleu Australia
Aberystwyth University
Aston University
Bangor University
Birkbeck University of London
Birmingham City University
Brunel University LondonAustralian Catholic UniversityAustralian National UniversityBond UniversityCentral Queensland UniversityCharles Darwin UniversityCharles Sturt UniversityCurtin UniversityDeakin UniversityEdith Cowan UniversityFlinders UniversityGriffith UniversityJames Cook UniversityLa Trobe UniversityLe Cordon Bleu AustraliaAberystwyth UniversityAston UniversityBangor UniversityBirkbeck University of LondonBirmingham City UniversityBrunel University LondonHow do overseas consultants typically assist, and what are their limitations?
Overseas education consultants in India facilitate course and university selection advice, applications, scholarships, documentation, and pre-departure.
Some study abroad consultants also provide guidance on careers. But they cannot and should not, however, guarantee employment, scholarships, admission, or visa acceptance. The universities and immigration authorities of the country make the final judgments.
With Gradstar, you can:
- Evaluate your possibilities for studying: To find programs by subject, study level, and other applicable filters, use GRADSearch.
- Talk about your academic background, objectives, financial situation, and desired study destinations.
- Examine course modules and outcomes, universities and colleges, requirements, costs, and application deadlines.
- Find out relevant student loan options and scholarship programs.
- Know the documents and procedures needed for a student visa related to the country of your choice.
- Get guidance on pre-departure preparation and other available support.
Gradstar offers free counselling. Before proceeding with any additional service, ask for written details of the services included and any applicable charges.
What are the steps to study abroad with Gradstar?
Gradstar accompanies you through an 8-stage process, starting from your initial advisory meeting all the way to landing at your destination. The full process usually takes 6 to 12 months, and we recommend starting 8 to 10 months before your target intake.
Stage 01
01
Free Counselling
One-on-one sessions to map your budget, academic profile, and career goals. No charge, no obligation.
Book a free session →Stage 02
02
Program & Uni Selection
We shortlist courses and universities that fit you and manage the paperwork for every application.
How to apply →Stage 03
03
English Test Preparation
Guidance and practice for IELTS, PTE, or TOEFL to reach your target university's score cutoff.
Test prep details →Stage 04
04
Funding Your Studies
Scholarship identification, realistic funding breakdown, and education loan sanction support.
Explore funding →Stage 05
05
Application Filing
We submit your applications with every transcript, SOP, and LOR complete and strictly on time.
Application check →Stage 06
06
Visa Processing
Complete paperwork assistance, interview coaching, and destination compliance backed by real-time policy updates.
See visa guidance →Stage 07
07
Accommodation & Health
Verified student accommodation options, health cover (OSHC), and knowing what to expect in week one.
Pre-departure ready →Stage 08
08
Departure & Arrival
Flight booking guidance, airport pickup coordination, and final departure checks before you fly.
Arrival support →Can you compare the costs and timelines of study abroad services from different education consultants?
Costs depend on the consultant's business model. Some offer counselling at no upfront fee, while premium providers charge students directly. Timelines depend on your destination and intake, so ask for both in writing.
Gradstar's counselling is free, and the full process takes 6 to 12 months. Gradstar partners with universities abroad and B2B clients to run the operation. So, you don’t need to pay anything to Gradstar.
New to study abroad? Start here.
First-time applicants can follow five clear steps before booking a counselling call to make the fastest possible progress:
- 1 Pick a course, specialization, and study level
- 2 Establish your annual budget using the cost breakdown below
- 3 Check academic percentage and English test requirements
- 4 Shortlist 3 to 5 programs on GRADSearch
- 5 Then book a free session to turn your shortlist into applications
Hear it from Gradstars
Real students, real campuses — straight from our YouTube shorts.
What Gradstar Students Say
Real stories from students who co-designed their journey with Gradstar Global consultants.
My experience with Gradstar has been excellent. My dream Maker, Chaitali, cleared my biggest doubts and supported me throughout, right from my SoP to acceptance.
My counsellor's proactive guidance allowed me to prepare well in advance, ensuring a smooth application process for my study abroad journey.
My counsellors (Dream Makers) at Gradstar have been really helpful to me at every stage, especially while shortlisting universities. They patiently addressed all of my questions, requirements, and aspirations, professionally.
Study abroad support that doesn’t end at the departure gate
The first two weeks in a new country are the hardest, for students and for parents at home. Gradstar stays with you until you settle.
Airport Pickup
Pre-arranged pickup from your arrival airport so you never have to navigate a new city with heavy luggage at night.
SIM & Connectivity
A local SIM card with an active telephone number provided before you fly, so you can call home immediately upon landing.
Bank Account Setup
A guided appointment at a student-friendly local bank in your first week, with all verification documents prepared in advance.
Accommodation Check-in
Verified student housing shortlists, lease documentation review, and on-ground check-in support.
Health Cover Activation
Health insurance (OSHC / NHS / equivalent) activated on arrival, with a vetted directory of local medical clinics.
Ongoing Check-ins
Dedicated calls at Day 3, Week 3, and Month 3 with your consultant, along with a direct support line for parents in India.
Compare Destinations, Intakes, Costs & Visas
The data parents ask for first — post-study work rights, intake calendars, cost breakdowns, visa categories, scholarships and eligibility, side by side.
Studying abroad is not only about getting prestigious scholarships. Every country has its own admission cycles, visa process, and daily expenses. Gradstar counsellors guide you through admissions, scholarships, and visas for each of their ten destinations. They make the whole thing a lot easier.
| Destination | Study Route to Know About | Post-Study Work Route | Consultant Resources |
|---|---|---|---|
| Australia | Bachelor's degrees & foundation courses open after Class 12 at 9 of top 100 unis. Strong in business, IT, engineering, healthcare. | Temporary Graduate visa (Subclass 485) | Study in Australia Consultants → |
| United Kingdom | Accelerated degree pathways in 4 of global top 10 universities. Strong in finance, tech, healthcare, business. | Graduate Route (2 years stay-back) | Study in UK Consultants → |
| Germany | Many public universities charge zero tuition for bachelor's & master's; nominal semester contributions apply. | 18-month permit to seek work | Study in Germany Consultants → |
| Ireland | European hub for Fortune 500 tech and pharmaceutical conglomerates. Excellent ROI on 1-year master's. | Third Level Graduate Programme (up to 24 mos) | Study in Ireland Consultants → |
| Canada | Strong demand for skilled professionals in tech, healthcare, engineering, and trades. | Post-Graduation Work Permit (PGWP, up to 3 yrs) | Study in Canada Consultants → |
| USA | More than 4,000 institutions. Flexible liberal arts curricula; SAT/ACT test-optional at many colleges. | OPT (12 months; STEM graduates eligible for 36 mos) | Study in USA Consultants → |
| China | English-taught degrees with generous Chinese Government Scholarships (CSC). Leader in tech & medicine. | Category B Work Permit / Z Visa | Study in China Consultants → |
| Dubai (UAE) | Branch campuses of top global institutions with hands-on internship access and global mobility. | Job Seeker Visa (up to 120 days) / 10-Yr Golden Visa | Study in Dubai Consultants → |
| New Zealand | All 8 public universities globally ranked in QS WUR 2027. High safety index and post-study opportunities. | Post-Study Work Visa (up to 3 years) | Study in NZ Consultants → |
| Finland | Research & practical skills focus; standout reputation in software engineering, renewable energy, and AI. | Post-study residence permit | Study in Finland Consultants → |
Intake deadlines are the one thing students consistently underestimate. Miss one and you may wait six months to a year.
How to apply for a foreign university from India? Start 8-10 months before your planned start date. Pick your course, shortlist universities, take your English test, submit applications, then apply for your visa.
| Destination | Main Intake | Secondary Intake | Recommended Application Window |
|---|---|---|---|
| Australia | February or March | July | Jul – Nov (8-10 mos before) |
| United Kingdom | September | January | Oct – Jun (8-10 mos before) |
| Canada | September | January | Feb – Aug (8-10 mos before) |
| United States | Fall (Aug / Sep) | Spring (January) | Sep – Apr (8-10 mos before) |
| Germany | Winter (October) | Summer (April) | Jan – Jul (8-10 mos before) |
| Ireland | September | January | Nov – Jun (8-10 mos before) |
| New Zealand | February | July | Jul – Nov (8-10 mos before) |
| Dubai (UAE) | September | January, May/June | Dec – Jul (6-8 mos before) |
| Finland | September | January | Jan – Apr (8-10 mos before) |
| China | September | February/March | Nov – Jun (8-10 mos before) |
Studying abroad can cost between INR 12 lakh and 60 lakh or more per year, including tuition and living expenses, depending on the country, university, and program. Germany costs less overall; the USA, UK, Australia, and Canada cost more. See the full cost to study abroad guide below.
| Country | Undergraduate (per year) | Postgraduate (per year) | Key Takeaways |
|---|---|---|---|
| United States | USD 25,000–45,000 (INR 22.6L–40.8L) | USD 30,000–45,000+ (INR 27.2L–40.8L+) | Highest starting salaries; substantial on-campus aid. |
| United Kingdom | GBP 10,000–38,000 (INR 12.3L–46.8L) | GBP 15,000–30,000+ (INR 18.5L–36.9L+) | 1-year master's degrees lower total living expenses. |
| Canada | CAD 15,000–28,000 (INR 9.9L–18.5L) | CAD 18,000–35,000 (INR 11.9L–23.1L) | Affordable tuition compared to US; PR pathways. |
| Australia | AUD 20,000–45,000 (INR 12.7L–28.6L) | AUD 22,000–45,000+ (INR 14.0L–28.6L+) | Part-time work permitted; high minimum hourly wage. |
| Germany | Public: €600–1,000 (INR 64K–1.06L); Private: €10,000–30,000+ | Public: €300–500 per semester (~€600–1,000/yr); Private: €10,000–30,000+ | Most affordable destination; low to zero tuition at public unis. |
| New Zealand | NZD 30,000–50,000 (INR 15.5L–26.0L) | NZD 26,000–45,000 (INR 13.5L–23.5L) | Competitive living costs outside Auckland; strong post-study work. |
| China | USD 2,500–10,000 (INR 2.1L–8.4L) | USD 3,000–12,000 (INR 2.5L–10.1L) | Extremely cost-effective with extensive government scholarships. |
| Dubai (UAE) | AED 40,000–80,000 (INR 9.4L–18.7L) | AED 45,000–100,000+ (INR 10.5L–23.4L+) | Tax-free earnings and modern branch campus facilities. |
Most student visas need a valid passport, an acceptance letter from the university, proof of funds, English test results, and documents such as an SOP and health insurance. See our student visa guide.
| Country | Student Visa Category | Indicative Government Visa Fee | Compliance Note |
|---|---|---|---|
| United States | F-1 Student Visa | USD 535 / MRV + SEVIS (INR ~45,000) | Consular interview required; prove non-immigrant intent. |
| United Kingdom | Student Route Visa | GBP 558 (INR ~71,000) | Immigration Health Surcharge (IHS) payable separately. |
| Canada | Study Permit | CAD 150 + CAD 85 Biometrics (INR ~16,000) | Provincial Attestation Letter (PAL) required. |
| Australia | Student Visa (Subclass 500) | AUD 2,500 (INR ~1.68 Lakh) | Genuine Student (GS) evaluation strictly enforced. |
| Germany | National (D) Student Visa | EUR 75 (INR ~8,000) | Blocked bank account (Sperrkonto) required for proof of funds. |
| Ireland | D-Study Visa | EUR 60 Single / EUR 100 Multi-entry (INR 6K–11K) | Requires full medical insurance & verified financial history. |
| New Zealand | Fee-Paying Student Visa | NZD 850 / Fee + Levy + IVL (INR ~44,000) | Direct electronic visa processing with medical clearances. |
| China | X1 (Long-Term) / X2 (Short-Term) | INR 3,900–7,800 (~USD 45–90) | Requires JW201/JW202 form from the university. |
| Dubai (UAE) | Student Residence Visa | AED 3,000–8,200 (INR 70K–1.9L) | Sponsorship handled directly through university registry. |
If you're thinking about scholarships for studying abroad, the good news is most universities actually have options for international students. There are merit-based scholarships if you’ve got strong grades or talents, and need-based ones if money’s tight. Check with our study overseas consultants before committing to family funds or a loan.
| Destination | Prestigious Examples | Funding Source & Benefits |
|---|---|---|
| United Kingdom | Chevening Scholarship, Commonwealth Scholarship, GREAT Scholarships | Government-funded / British Council (Full tuition + living stipend) |
| United States | Fulbright-Nehru Fellowship, Hubert H. Humphrey Fellowship | Government-funded (USEFI) for Master's and research scholars |
| Australia | Maitri Scholarship, Research Training Program (RTP), Vice-Chancellor's Awards | Government-funded / University institutional awards (20% to 100% tuition waivers) |
| Canada | Canada Graduate Research Scholarship, Shastri Indo-Canadian Institute Awards | Government & institutional research fellowships |
| Germany | DAAD Scholarships, Heinrich Böll Foundation Scholarships | Government-funded / Foundation-backed living stipends |
| Ireland | Government of Ireland International Education Scholarship (GOI-IES) | Government-funded €10,000 stipend + full tuition waiver |
| New Zealand | Manaaki New Zealand Scholarships | Government-funded comprehensive grants |
| China | Chinese Government Scholarship (CSC), Provincial & University Grants | Full & partial waivers with accommodation and monthly stipend |
| Dubai (UAE) | University Merit Scholarships (e.g. Wollongong Dubai, Univ of Dubai) | Institutional merit awards from 15% to 50% tuition reduction |
| All Destinations | University tuition fee waivers | Merit-based automatic consideration upon application (10%–100%) |
To apply for study abroad, you’ll need your academic records: Class 12 certificates for undergrad or your bachelor’s degree for postgrad, along with English test scores like IELTS, TOEFL, or PTE. You’ll also need a valid passport, a Statement of Purpose, Letters of Recommendation, and, of course, a student visa.
If you’re missing some of these requirements, don’t worry. Lots of universities have pathway or foundation programs to help you catch up.
Accepted English tests include IELTS Academic, TOEFL iBT, PTE Academic, Duolingo English Test, and Cambridge C1 Advanced or C2 Proficiency.
| Criteria | Undergraduate (UG) | Postgraduate (PG) |
|---|---|---|
| Minimum Qualification | Class 12 (or equivalent) from an accepted school board (CBSE, ISC, State, IB, Cambridge) | Bachelor's degree from a recognized university (3 or 4-year degree) |
| Minimum Academic Score | Approximately 50–60%, varies by course and university selectivity | Approximately 55–65%, depends on university and degree competitiveness |
| Subject Requirements | Some courses require specific subjects (e.g. Mathematics for CS, Physics/Chem for Engineering) | Relevant subject background required for specialized courses |
| Standardized Tests | SAT/ACT required, optional, or not needed depending on the institution | GRE/GMAT may be required for specific MBA/Technical courses (optional at many) |
| Accepted English Tests | IELTS Academic, TOEFL iBT, PTE Academic, Duolingo English Test, Cambridge C1/C2 |
| Category | Mandatory Documents Required |
|---|---|
| Academic Dossier | Official grade transcripts, mark sheets (10th, 12th, Bachelor's semesters), provisional or degree certificates. |
| Identification | Valid passport (minimum 6 months validity), school leaving / transfer certificate, passport-size photographs. |
| Application Materials | Statement of Purpose (SOP), Letters of Recommendation (LORs from professors/employers), updated CV/Resume, portfolio (for architecture/design). |
| Language & Tests | Official test scorecard: IELTS, TOEFL, PTE, Duolingo, Cambridge; SAT/ACT (UG) or GRE/GMAT (PG) where applicable. |
| Financial Proof | Bank statements (3–6 months), proof of funds, affidavit of financial support, scholarship letter or loan approval sanction letter. |
| Health & Security | Medical examination reports, Overseas Student Health Cover (OSHC), Police Clearance Certificate (PCC) where required. |
Study abroad guidance
Which countries and programs do top study abroad consultants recommend for undergrad? When students finish school and want to study abroad, Indian study abroad consultants usually steer them toward flexible degrees with a solid foundation. The most popular picks are Computer Science, Business Administration, Engineering, MBBS, and Finance, especially in countries like the US, UK, and Australia.
Which countries and programs do top study abroad consultants recommend for master's? Looking at master's programs, consultants focus on options built to boost technical skills and open up global career paths fast. They often suggest advanced courses like Data Science, Artificial Intelligence, International Business Management, and Renewable Energy Systems.
What exams do I need to take to study abroad after 12th, and where can I register for them from India? You'll need to take an English test like IELTS, TOEFL, or PTE. Certain courses want scores from the SAT or ACT as well. Register for each test from authentic sites and book early. Gradstar can help you with the exams you need to take to study abroad after 12th.
What are the best countries for scholarships through education consultants? Every scholarship has its own rules and deadlines, so it’s smart to look closely at all your options before deciding. You’ll find programs like Chevening in the UK, DAAD in Germany, and Fulbright-Nehru in the USA. Gradstar counsellors help you figure out which scholarships fit your profile and keep track of important dates so you don’t miss anything.
Do study abroad consultants help with scholarships and visa interviews, or should I handle those myself? Lots of consultants actually do both. You don’t have to go it alone. Gradstar, for instance, coaches you through scholarship applications and essays, plus helps you get your visa paperwork and interview sorted. At the end of the day, all decisions are yours.
Explore Everything Gradstar Brings to Your Journey
Comprehensive consulting infrastructure engineered to optimize every stage of international admission.
Global Education Counselling
Focus on top destinations like Australia, the UK, Canada, Germany, and more. We'll help you build a study plan that matches your goals.
Choose your destination →GRADSearch Program Finder
Sort through over 130,000 courses by subject, start date, or tuition, and quickly find the program that's perfect for you.
Explore programs →Visa Guidance & Departure Readiness
Forget the stress of paperwork. We handle your visa application and make sure you’re fully prepared to start your journey.
Get visa support →Latest visa & study abroad updates
Policy changes can make or break an intake plan. Stay ahead of the curve by following our blogs.
2026 Policy Guide
Easy Student Visa Approvals for Indian Students 2026
Step-by-step breakdown of document preparation and Genuine Student requirements for faster approvals.
Read Guide →Immigration UpdateNew Zealand Post-Study Work Visa Changes 2026
What the recent New Zealand immigration policy updates mean for Indian students planning upcoming intakes.
Read Guide →Comparative ReportAustralia Student Visa Success Rate 2026 vs Germany vs NZ
Comparing approval figures, processing times, and financial documentation scrutiny across destination markets.
Read Guide →Meet Our Gradstar Experts in India
Meet our counsellors in person at any office or online from anywhere in India.
Which Mumbai education consultants have the best success rates for studying overseas?
Top study abroad consultants in Mumbai offer personal guidance, straightforward processes, and support at every step. Gradstar stands out here. We help you look at universities, courses, and scholarships based on your grades, budget, and where you want your career to go. Don’t just take anyone’s word for success, though. Double-check their claims before you pick a consultant.
Western India Hub
Mumbai Office
Office no: 1004, 10th Floor, Chandak Chambers, Adjoining Western Express Highway Metro Station, Next to Maharaja Restaurant, Andheri Kurla Road, Andheri East, Mumbai 400069Northern India Hub
Delhi Office
315, International Trade Tower, Nehru Place, New Delhi 110019Southern India Hub
Bangalore Office
Sy No 17, 332, Thimmaiah Road, Kaverappa Layout, Vasanth Nagar, Bengaluru, Karnataka 560051Questions Students Ask Us
Clear, direct answers to common questions about studying abroad with Gradstar Global.
1. How do I choose the best study abroad consultant in India?
Look for transparent processing and fees, direct university partnerships, student reviews you can read, and advice that fits your career goals rather than pushing specific institutions. Be cautious of anyone who guarantees a visa, since governments make visa decisions. Gradstar offers free counselling and has offices in Delhi, Mumbai, and Bangalore.
2. Does Gradstar offer end-to-end services, from exam prep to visa assistance?
Yes. Gradstar supports you through counselling, program and university selection, English test preparation (IELTS, PTE, TOEFL), funding, applications, visa documentation and interview preparation, accommodation and pre-departure, and departure.
3. How much do study abroad consultants charge, and does Gradstar charge?
Fees and what they include vary by consultant, so ask for a written list of services and any charges. Gradstar's counselling is free from start to finish.
4. Can I study abroad right after Class 12?
Yes. You can pursue undergraduate programs, including bachelor's degrees, diplomas, or foundation courses, abroad after Class 12. Depending on your stream and English proficiency, destinations such as Australia, the UK, Germany, the USA, Canada, Dubai, and Singapore offer direct admission or pathway programs.
5. Which country is the most affordable to study abroad?
Public universities in Germany offer low tuition. Many other European countries, Malaysia, and Taiwan also offer relatively low tuition and living costs. In Canada, Australia, and the UK, choosing universities in regional areas or securing partial scholarships can lower overall costs.
6. Does Gradstar help with scholarships and visa interviews?
Yes. Gradstar guides scholarship applications and essays and prepares your visa documentation and interview, so you do not have to handle them alone.
7. Can I prepare for the IELTS exam with Gradstar?
Yes. Gradstar offers IELTS preparation support, including test strategy, practice materials, and mock sessions, to help you meet the score requirements of your target universities and visa categories.
8. What are Gradstar's main strengths?
Personalised one-on-one counselling, expertise across ten destinations (the UK, USA, Canada, Australia, Germany, New Zealand, Finland, China, UAE and Ireland), end-to-end support from shortlisting to visa filing, IELTS preparation assistance and direct access to education experts.
9. Are there specific scholarships for undergraduate Indian students in the USA?
Yes, but they are competitive. Most undergraduate aid comes from universities as merit- or need-based awards. Fulbright-Nehru targets postgraduate study, so undergraduates should focus on university awards first.
10. How do visa procedures differ when using Nehru Place education consultants versus other areas?
They do not. The visa process follows the destination country's rules, whichever consultant or office you use. What differs is how carefully your file is prepared. Gradstar's Delhi office is in Nehru Place and follows the same official steps as Mumbai and Bangalore.